Tax Planning & Advisory
Year-round guidance to minimize your tax burden and make smarter financial decisions.
Why year-round tax planning matters
Most people only think about taxes during filing season. But the biggest tax-saving opportunities happen before December 31st—not after. Proactive planning throughout the year means:
- Lower overall tax liability through strategic timing of income and deductions
- No surprises at tax time—you'll know what to expect well in advance
- Avoiding underpayment penalties and managing cash flow
- Making informed decisions about business purchases, retirement contributions, and entity changes
Advisory services
Estimated Tax Payments
Quarterly estimates calculated based on your actual income trajectory—not just last year's numbers. We'll adjust throughout the year as your situation changes so you're never overpaying or underpaying.
Entity Structure Optimization
LLC, S-corp, or C-corp—the right structure depends on your income, growth plans, and tax situation. We'll model different scenarios and help you decide if and when to make a change, factoring in Oregon's PTE-E election and QBI deduction considerations.
Retirement Planning Strategy
SEP-IRA, Solo 401(k), Roth conversions, and traditional contributions—maximizing your retirement savings while minimizing current taxes. We'll coordinate with your financial advisor if you have one.
Income & Deduction Timing
Strategic timing of income recognition, equipment purchases, and deductible expenses across tax years. Especially important for business owners whose income fluctuates year to year.
Life Event Tax Planning
Getting married, having a baby, buying a home, selling property, inheriting assets, or starting a business—major life changes have tax implications. We'll help you plan ahead so you're prepared.
How advisory engagements work
Tax planning looks different for everyone. Some clients need a single strategy session before year-end. Others benefit from quarterly check-ins throughout the year. Here's what to expect:
- Initial consultation to understand your goals and current situation
- Tax projection based on current-year income and expenses
- Specific, actionable recommendations tailored to your situation
- Ongoing availability for questions as they come up
- Year-end review and next-year planning before December 31st
Let's plan ahead
The best time to start tax planning is now. Reach out for a free introductory call.
Get in Touch